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| Your opportunity to find Debt Relief is here! You can escape from debt today with our debt relief programs. Complete the form to the left and you will receive your NO OBLIGATION Debt Relief consultation and find the freedom from debt that you've been searching for! |
Debt consolidation and debt settlement are two common ways to find relief from large amounts of debt. Both systems help make paying back your creditors easier, but do it in completely different ways.
Deciding which of these two methods to use is difficult, but this helpful chart can outline the differences between each to help you decide which is best for you.
Debt Settlement | Debt Consolidation | |
| Can reduce your debt by as much as 50% | x | |
| Will have you debt free and with repaired credit in as little as a year | x | |
| Guaranteed to lower the amount you owe | x | |
| Appoints a third party to pay your bills for you | x | |
| Requires you to open a new high-interest loan | x | |
| Often charges large up-front fees | x | |
| Can charge commission rates even higher than 10% | x | |
| Can remove negative data from your credit report | x | |
| Permits you to keep your credit cards | x | |
| Lets you quickly start rebuilding your credit | x | |
| Can keep you from opening new lines of credit | x | |
| Can lead to accumulating even more debt | x | |
| Only decreases total debt for 30% of users | x |